Are your profits disappearing due to slow paying clients and bad debtors?

With over 20 years industry experience, Superior Credit Management Ltd are the experts for all your debt collection and credit related requirements.

We are focused on providing high-quality service and customer satisfaction – we do this by limiting the number of clients we engage with so we can provide a more personal, effective relationship. You will be very important to us!

With a variety of products and services to select from, we’re sure we can meet your credit management requirements.

Please look around our website then contact us to discuss how we can assist in

Returning YOUR money to YOU.

Colin Smith

About us

Our goal is simple: To return YOUR money to YOU

Our company is based on the belief that our customers’ needs are paramount. We aim to provide a much more personal, tailored service than many of our competitors can offer by limiting the number of clients we deal with:
‘To us you will never be just another figure on the balance sheet.’

We have experience working for clients in a diverse range of fields including accountancy, finance, telecommunications and media, to name but a few.

We operate out of Auckland however our services are available throughout New Zealand.

We also take international enquiries.


We are so confident of our ability we operate a NO SUCCESS=NO COMMISSION fee structure for our debt collection services.For a successful collection in NZ less than 12 months old, you will find our rates among the lowest in the marketplace. Collection of debt older than 12 months will be at a negotiated rate.You will find our service HIGHLY competitive but extremely PROFESSIONAL.
For a full price list of all our services or for a competitive pricing quote please contact us directly through our ‘Contact Us’ page.


We can assist with all of the following:

• Debt Recovery
• Credit checks and searches
• Credit Training
• Contract Formation/Restructuring
• Document Service
• Debtor Tracing

Debt Recovery

We are so confident of our ability we operate a NO SUCCESS=NO COMMISSION fee structure for our debt collection services.

Credit Training

We are available to train your staff in all matters relating to debt collection and credit management and currently have several half day seminars in our portfolio. These include:

• Mastering the Credit Management Process
• Debt Recovery via the legal system
• No Asset Procedure and Insolvency
• Voluntary Administration regime
• Navigating the PPSR

We can also tailor our training products to suit your requirements
and can adapt them to suit any industry.

Contract Formation/Restructuring

It is vital to have a professionally constructed credit contract that contains the correct terms and conditions and legislative requirements to ensure you minimize your collection costs and maximize your return.

We can create a new contract for you or analyse your current contract and revamp to make certain you are properly covered.

Document Service/ Tracing

We have field agents nationwide who can visit your debtor to arrange payment or serve legal documents.

Whilst at your debtors premises, they can take note of all assets which can be useful in legal proceedings. If your debtor has disappeared we can attempt to locate them for you using our extensive investigation skills.

We would welcome the opportunity to earn your trust and deliver you the BEST service in the industry.


“The level of service at Superior Credit Management Ltd is fantastic. Having been a customer for many years, I am consistently impressed by the professionalism of their staff. Thank you!”John Yates
“I am pleased to confirm that my firm has used Superior Credit Management Limited on a number of occasions to recover outstanding debts. I am also pleased to confirm that I have had an excellent working relationship with this company and they have acted in a timely and professional manner and their service has exceeded my expectations. In particular I have found the advice given by the owner, Colin Smith, to be very helpful in identifying the best options when seeking to recover overdue debts.
I have no hesitation in referring this firm to any organisation seeking credit management and debt collection services.”

Mathieson & Co, Chartered Accountants

“I have no doubt that if it had not been for your efforts with the largest debtor at that time we would have had bad debts written off in excess of $50,000.00. The relationship that you built up with my clients who were reluctant to pay meant that we could relax in the certain knowledge that you were on the case and our confidence in our pursuing and receiving those outstanding receivables added hugely to our cash flow.
Again I thank you for all your efforts and great success in credit management for my accountancy practice. I trust our business relationship will continue for a very long time”

Diana Petrie & Associates Ltd

“In this day and age, it’s hard to find a company you can trust. Superior Credit Management Ltd was recommended to me by a friend, and now I know why – the quality of service I received was outstanding. Keep up the good work!”

Terry Charleston, Charleston Residential Ltd

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